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Travel Insurance

Travel Insurance

Travel Insurance

Whether you travel alone, with family or business associates, you would certainly want your trip abroad to be as per your plan. Despite all that careful planning, there may be unforeseen events beyond your control. This may take your peace of mind and put you completely out of control. Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically. Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time frame.

Travel Insurance Plan Available

These Coverage’s of Our travel insurance plans are especially designed to enhance the level of protection offered in the basic Cover.

Leisure Trip

Leisure Trip

A comprehensive plan for a holiday abroad, with SI starting from 50,000 USD up to 10 lac USD.

Multi Trip

Multi Trip

A customized annual plan for frequent business travelers who undertake multiple trips in a year.

Student

Student

Leaving the nest, it hard, no matter when you do it, but when you're leaving not just your home, but your home country and venturing out into the real world, it is all more tough.

Individual Travel Insurance

Individual Travel Insurance

Solo travelling is all the rage now and we can see Why. There's just something so satisfying about doing things at your own pace and having your personal adventures.

Family Travel Insurance

Family Travel Insurance

Having a good time is all about the people you're sharing it with and we know nothing can beat that customary family vacation.

Asia

Asia

An affordable plan exclusively for travel within Asia.

Senior Citizen

Senior Citizen

Your golden years are here and its time for you to live them to the fullest. We understand that medical constraints, among other things, can be an issue.

What are the Benefits of Travel Insurance?

Medical Expenses Cover

Medical Expenses Cover

Policy provides medical expenses as per the requirement during the trip. If you met with an accident during the trip it badly affects your pocket, but we can help you in coming out of it by providing Medical Expenses Cover.

Cashless Hospitalization Worldwide

Cashless hospitalization worldwide

Today almost everyone has gone cashless, no one carries cash as they used to. In this case, your policy supports well by providing Cashless hospitalization worldwide cover along with the travel insurance.

Trip Cancellation & Interruption

Trip Cancellation & Interruption

Trip cancellation is one of the issues being faced by several passengers all around. The biggest headache is the cancellation charges which is almost the half price of the ticket amount. But, if you have taken overseas travel insurance you don't have to worry about the amount. Your Insurance company is here to help by compensating the extra charged amount.

Pre-Hospitalization Coverage

Hospitalization Cover

If there is a situation of emergency hospitalization or treatment due to an illness or injury during the travel, the insurance plan takes care of the related cost. It includes both In-patient care and Out-patient treatment.

Total Loss Of Checked In Baggage

Total Loss of Checked in Baggage

During the trip, many travelers face the problem of loss of baggage on the airport while transportation in cargo or due to other reasons also. In this case, Policy helps in covering the compensation of the total loss of the baggage.

Delay of Checked in Baggage

Delay of Checked in Baggage

In many cases, passengers face the issue of Delay of Checked in Baggage where they receive their luggage quite late from the airport management side. Policy covers the same loss very conveniently where you can easily claim.

Personal Accident Cover

Personal Accident

While traveling anywhere in the world you have to be very much particular about your surroundings and be very careful. Although, no one can guess what can happen in very next second as any incident may take place. In this case, the personal accident cover offered by your policy helps you incurring all the expenses.

Hospital Cash

Financial Emergency Assistance

Financial requirement emergency can hit you up anytime unknowingly. You may need money in between the trip and you don't have a single penny to spend. In such a case, you can ask your insurance company for financial support if you have taken the coverage Financial Emergency Assistance.

Pre-Existing Disease Coverage

Pre-Existing Disease Coverage

Expenses arising due to treatment of a pre-existing disease in a life threatening situation.

Double Sum Insured for Accidental Hospitalization

Double Sum Insured for Accidental Hospitalization

The sum that is insured doubles in amount once in the case of an accidental hospitalization.

In-Patient Hospitalization

Treatment in Home Country

If after return from the trip, further treatment is required then the expenses for the same are covered for a period of up to thirty days or up to the end date of the policy, whichever is earlier.

Ambulance Cover

Medical Evacuation

Any cost incurred due to emergency transportation and evacuation services in order to transfer the insured to an appropriate medical facility within the policy network.

Comman carrier Accidental Death

Common Carrier Accidental Death

When the insured as a passenger faces accidental death on a common carrier/transport, a lump sum amount is paid.

Dental Expenses

Dental Expenses

Any dental expenses that are incurred due to an injury during the trip are covered for.

Single Pay

Daily Allowance for Hospitalization

When hospitalization is between two to five days, then expenses for meals, communication and transportation are provided.

Two-Way compassionate Visit

Two-Way Compassionate Visit

Travel expenses for an immediate family member is provided to bring them to the current location of the insured.

The Explore-International Travel Insurance plan is an overseas travel insurance plan and has the following non-medical inclusions

  • Trip Delay: When departure is delayed beyond 12 successive hours due to terrorism or natural calamities like storm, flood, rains, earthquake and cyclone then related expenses are covered.
  • Loss/Delay of Checked-In Baggage: When the checked-in luggage is lost while in custody of the carrier or there is more than twelve hours of delay in receiving the luggage then the expenses is covered for.

  • Loss of Passport: In such a situation, cost for a new or duplicate passport is taken cover of.

  • Return of Minor Child: If the insured is traveling alone with child/children and is hospitalized, then the return cost of bringing the minor child to the home location is covered.

  • Up-Gradation to Business Class: When the insured has been hospitalized for more than five consecutive days and needs to be brought back to their home location, then compensation for up-gradation to business class is given

What is not covered under your Travel insurance policy (Exclusions)

  • Any cost occurring for due to the treatment of HIV/AIDS or any other transmitted disease.
  • Any claim which is related to a hazardous activity.
  • Any expenses occurring under the influence of drugs or alcohol.
  • Any expenses related to consequences arising due to war or nuclear perils.
  • Any claim related to ionizing radiation or contamination due to the same.
  • Any expense to do with self-inflicted injury, attempted suicide or suicide.
  • Any liability related to any professional services offered by the insured.
  • Any expense related to the insured being involved in his business activities.
  • Any cost occurring due to ownership of any aircrafts, water crafts, motor vehicle or other vehicles.
  • Any personal liability of the insured towards another individual, whether personal, official or commercial.
  • Any cost arising due to wrongful detention, false arrest, wrongful eviction, defamation or mental trauma and shock resulting from such situations.
  • Any expense occurring due to encroachment of intellectual property rights like patent, copyright and trademark.
  • Any liability related to the possession of animals, insects, bird and reptiles and their byproducts.
  • Any cost incurred due to the insured being involved in Breach of Law.

These are all the inclusions and exclusions of the plan. If there are any doubts related to any of them, it is best to have them cleared before proceeding with the purchase of the plan.

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