Home About Us Whats More Contact us FAQ

Senior Citizen Health Plans

Senior Citizen Health Plans

About Senior Citizen Health Plans

The most popular form of health insurance in the market, indemnity-based health insurance plans, more commonly known as “Mediclaim”, cover the costs you have incurred. These plans provide cashless hospitalization or reimburse you for any expenses incurred in the event of hospitalization and also cover expenses associated with diagnostic or screening requirements before hospitalization or post hospitalization medical care. The Mediclaim policy can be offered as Individual health insurance.

Old age comes with lot of medical complications and that is when you require maximum medical help. Health plans help you to meet all expenses related to health related issues even during your old age. Health care costs are high and getting higher. As the age of an individual increases, the health care costs increase manifold and become a burden on the individual. Senior citizens have to pay out of their hard-earned savings to meet the expenses. Health Plan for senior citizens protects you and your spouse in case you need expensive medical care. Get covered for all your medical contingencies.

Why Can You Trust on Medi-Claim Policy for Your Health ?

Wide Sum Insured Options:
Choose from a wide range of sum insured and get health insurance policies with innumerable benefits and features.

Protection Against Health Emergencies:

Medical emergencies come unannounced. When you buy a health insurance plan, you will be relieved of the stress that accompanies troubled times, especially when funds are lacking. You will be able to access quality treatment and will not need to compromise on your health. Your dreams and plans that rely on your hard-earned savings will remain in place while you get the quality healthcare you need.

Cashless Facility:

Take advantage of quick cashless claim authorization and access world-class healthcare facilities Pan-India.

Stay Active Benefit:

Medical insurance plans are most useful when they help you stay healthy. Health policies offer the Stay Active benefit wherein you can avail up to discount on premium at the time of renewal for the steps you take in a day.
You simply need to download Health app on your phone, sync it with Google Fit or Apple Health and aim to walk 10,000+ steps every day to earn the discount. Walking is one of the most beneficial things you can do for your health & fitness and company aim to encourage you to incorporate this activity into your daily routine.

Tax Benefit:

Claim tax deduction on the health insurance policy premium under Section 80D of the Income Tax Act.

Restore Benefit:

With the Health Insurance Policy, if you exhaust your entire sum insured during a policy year, Company will restore the base sum insured back for usage for any new illnesses, without any paperwork or any extra charge!

No Claim Bonus:

With the Medi-claim policy, if you have a claim-free year, company will increase your base sum insured by 5% or 10% or 20%, at no extra charge

Comprehensive Health Insurance Plan to meet Senior Citizen's Healthcare needs:

Pre-Hospitalization Coverage

Pre-Hospitalization Coverage

The procedures that you undergo before getting hospitalized finally lead you to a hospital, such as investigative tests and routine medication, can be quite financially draining. We cover the medical expenses incurred by you up to 30 days before your hospitalization.

Ambulance Cover

Ambulance Cover

Company Provide utmost concern that you get the medical attention, you require as soon as possible, especially in an emergency. Which is why, we reimburse expenses incurred by you while availing a domestic road ambulance during your hospitalization. Not just this, some plans of our product care also offers coverage for availing an Air Ambulance if suggested by a doctor.

In-Patient Hospitalization

In-Patient Hospitalization

Company Will pay for - room charges, nursing expenses and intensive care unit charges, surgeon's fee, doctor's fee, anesthesia, blood, oxygen, operation theater charges, etc.; If you are admitted to a hospital for in-patient care, for a minimum period of 24 consecutive hours.

Room Rent

Room Rent

Company will reimburse every expense occurred while you're staying in single or private room. You can also upgrade your room should there be a need to and is recommended by a treating doctor.

ICU Charges

ICU Charges

In time of an emergency Company believe your focus should be only on your recovery. Hence we take care of those ICU charges that come in your way of getting a quality treatment.

Domiciliary Hospitalization

Domiciliary Hospitalization

In case of an emergency or a medical condition that does not allow you to get admitted in a hospital, Company Will provide coverage for medical expenses incurred during your treatment at home for a period exceeding 3 consecutive days. So nothing should delay the treatment you deserve.

Cashless facility

Automatic Recharge of Sum Insured

Keep your worries regarding medical expenses outside the door with Automatic Recharge of Sum insured. If you ever run out of your health cover due to claims made, Company will reinstate the entire Sum Insured amount of your policy. This additional amount can be used by you for any other ailment or by any other insured member for treatment of any ailment

No-Claim Bonus

No-Claim Bonus

Company raise a cheer to good health for every year that you don't claim by increasing your Sum Insured by 5% OR 10% OR 20%, up to a maximum of 100% OR 200% in Consecutive Years.

Organ Donor Cover

Organ Donor Cover

We care about those who help you as much as we care for you. So, beyond ensuring that your medical needs are met, we will reimburse you for medical expenses that are incurred by an organ donor while undergoing the organ transplant surgery.

Reassurance Of Second Opinion

Reassurance Of Second Opinion

Sometimes reassurance works better than the cure itself. Which is why if, at any moment you feel uncertain about your diagnosis, you can opt for a second opinion at no extra cost specially arranged by us.

Lifelong Renewability

Lifelong Renewability

Company don't leave you in between the journey and honor our commitment by giving our customers option of lifelong renew-ability i.e. once enrolled an individual can continue to stay covered throughout one's life, provided they renew their policy on time every year.

Even alternate treatments are covered

Even alternate treatments are covered

Company understand that sometimes non-allopathic treatments may prove to be more effective. Whether it is Ayurveda, Unani, Siddha or Homeopathy, choose the treatment that suits you and we will cover it up to a specified limit and varies according to the plan chosen.

What's More ?